With the elimination of regional limitations, internet and technological advancements have enabled eCommerce enterprises to experience boundless growth and massive consumption.
However, as fraudsters continually seek ways to steal customer data, taking online payments becomes a significant risk for shops. Magento development company solves this problem with PCI compliance.
What is PCI compliance?
The PCI DSS - Payment Card Industry Data Security Standards - created on December 15th, 2004, is a set of rules for companies that handle, store, and transfer card data online.
Prior to PCI DSS, the largest card issuers had their own processes to guarantee secure online transactions. However, this caused a problem for retailers.
Therefore, MasterCard, JCB International, Visa, Discover Financial Services, and American Express established the PCI Security Standards Council (PCI SSC) as a governing body to create and enforce PCI standards internationally.Magento 2 PCI Compliance: How Adobe Handles It?Magento 2 PCI Compliance: How Adobe Handles It?
PCI compliance on Magento
Adobe offers its consumers numerous solutions to make PCI compliance on Magento easier. They hold a PCI Level 1 Solution Provider certification.
PCI level 1: The highest level of PCI compliance, Level 1, applies to businesses that execute more than six million online credit card transactions annually.
They must conduct an annual internal audit and submit quarterly PCI scans by an Authorised Scanning Vendor (ASV.)
Additionally, they have added several payment channels to Magento.
Magento Development Companies can now securely process and transfer card data due to hosted payment forms incorporated into the checkout pages and the Direct Post API method.
Because of Adobe's PCI compliance strategy for Magento, retailers can upgrade the core platform and utilise Magento without being concerned about PCI compliance reassessment.
How to achieve Magento PCI compliance?
- Create a firewall between public networks and credit card information.
- For enhanced password security, periodically update suppliers' passwords on all devices.
- Avoid storing sensitive information on your Magento store using a third-party payment method.
- Add an SSL certificate to ensure that all transferred data is secured.
- Use antivirus and security software.
- Restrict who has access to cardholder information.
- Restricting access to tangible data
- Put confidential documents or hard drives away in a secure location.
- When users access controlled areas that contain sensitive data, ask them to sign a log.
- Conduct regular network and security systems penetration testing to find gaps and vulnerabilities.
- Last but not least, hire Magento developer
Magento PCI compliance best practices
- Educate and train your employees
- Use Self-Assessment Questionnaires (SAQs) provided by PCI DSS to evaluate your security
- Document your compliance reports and security policies
- Perform regular security scans and update security
- Check if your hosting provider has PCI compliance capabilities
- Ensure that all your extensions and plugins are PCI compliant
- Encrypt your online transactions with an SSL certificate
Conclusion
Security lapses can occur offline as well as online from a variety of sources. However, establishing PCI compliance significantly reduces the risk.
Moreover, Magento needs more than just an SSL certificate and a firewall to be PCI compliant. It entails thoroughly evaluating your internet infrastructure to optimise it for international standards.
So, hiring a Magento development company will be beneficial to ensure that your store meets every requirement effectively.
